No disadvantage may be imposed on a person by application of legal issues unless

	both parties to the transaction have full understanding of the issues involved,

	and voluntarily enter the transaction.


full understanding should be construed as

	an understanding of the legal system and its application to the situation in question, or

	a strong desire to not be involved with the particular asset or situation



disadvangtage includes

	transfer of assets away from the person

	imposition of an obilgation on the person, such as repaying a dbt.

	other related to l. iss.



entering the transaction generally means to sign a piece of paper with a pen

